Contagious Lifestyle

Posts Tagged ‘Home Management’

It’s that time of the month again when I have to log on to my online bank account and pay the bills.  Yep, I pay ours online.  I figured it’s really convenient, hassle-free, definitely safe, easy and fast.  I don’t need to get out of the house, spend on transpo costs and queue impatiently in long lines.  So I’m really thankful how the internet has allowed us to do banking even at home.

Since our bills have different cover periods, due dates and they get in the mailbox at different times, I have devised my personal routine when it comes to organizing these so as not miss paying any of them before the due dates.  I have also come up with a document management system after settling them for records purposes and monitoring as well.  Now that I have the whole house to manage, it really is imperative that I’m organized with our stuffs.

Over dinner tonight, the husband and I had a little discussion about my current online job, the status of our my receivables from it then it graduated to tackling of our finances and expenses over dinner. Well, it really is tough discussing negative and depressing thoughts over meal times but on the other hand, the food eaten, especially if sumptuous just like the Pork Giniling Soup we had, can serve as an antidote against the negative vibes. Somehow, it makes the mood and serious discussion, even how heavy the problem seems to be, lighter and brighter. 

It started as a light money matters discussion but it gradually turned into a more serious one. I just mentioned in passing that we must brace ourselves for the upcoming bill expenses next month especially that the monthly amortization of the house is highly probable to start next month.  Then our credit card bills are something to anticipate too because of the big purchases we had in the recent weeks specifically the weekly grocery expenses.  It can really be nerve wracking discussing budget and expenses but as a homemaker and the household’s manager, it’s a task that I have to do.

Nevertheless, we are still lucky as we can somehow manage and can cope up with these never ending expenses. I just hope and pray for a steady stream of online works then it would be enough to augment the husband’s 15th and 30th paycheck.  A cash advance or a payday loan are his ready options should our budget fall way short. That’s what I appreciate about my husband because he would always be ready with a game plan.  He’s very well knowledgeable about these money options. I just know that our family would surpass all these money obstacles as long as we have the wise husband by our side.

We only have two sets of draperies for the bedroom windows. We initially scoured Tutuban Mall for ready made ones anticipating that it’s a curtain and textile area in Divisoria but alas, we were wrong. There were a lot of textile stalls sprawled everywhere but there were very few who sells the exact specifications that we have in mind. Or there were a number but the colors and designs didn’t jive with my taste. So we had no choice but we just bought ample yards of Fabrics then had it tailored made by our favorite seamstress. So now that we have some spare savings, we’re planning to add to our curtain alternate collection. This time, we will no longer consider ready made ones as we figured out that tailored and customized ones are indeed better. Right now, I’m skimming through Discount Fabric USA Corp as I see that they have a wide selection of Wholesale fabrics in varying styles, colors and designs. I’m so relieved to know that they also ship to anywhere in the world so if in case the design I prefer isn’t available locally, I can order online. Now the problem I’m faced with is that choosing from hundreds of colors and styles are so confusing! They’re all pleasant to the eyes but I can’t buy them all.

It’s Friday once again and since I’ll be busy this coming weekend because of offline obligations, I need to list down the necessary tasks to carry out.  Sometimes, my memory can’t be trusted that much anymore.

1. List down the menu for next week.

2. Prepare the grocery shopping list.

3. Have the windows’ measurements taken for the curtains that will be tailored.

4. Check out ideas and inspirations of chandeliers from Savoy house lighting.  We’ll be buying a simple, inexpensive one for the dining area.

5. Visit a friend in the hospital who has just had a miscarriage.

6. Shop for window blinds and other hardware stuffs.

7. Work on some newly given online assignments.